Perth Debt Collection

Advance debt collection is an experienced collection agency who can help you get results. We offer a range of services including sending letters of demand, making telephone contact, negotiating payments, discussing suitable payment arrangements, account status reports and much more.

 

Practice Areas

We specialise in debt recovery therefore we can save you time and money so you can focus on your day to day business.

As far as costs are concerned, we are paid a specified commission rate based on the size of the debt, this means before you proceed, you have a clear understanding of our costs.

 

Advance Debt Collection Perth

If you are interested in utilizing our services, check out our website and submit your details for a free debt assessment. Once your email is received, someone from our office will be in contact with you to discuss the matter. You will then be required to submit details of your debt online and provide documentation if any. From here we are good to go.

Advance Debt Collection Services

Our professional debt collection services to you include:

I.

If after making all attempts to collect the debt, we are still unsuccessful in recovering the monies owed, the matter can be referred for legal action to Stonegate Legal. Proceedings can be issued out of the Perth Magistrates Court located at Hay Street, Perth WA.

II.

To commence proceedings in Perth, a General Procedure Claim (Claim) is required to be filed and served upon the debtor. From this time, the debtor has 14 days to finalise the matter, enter into an arrangement or lodge a Defence. Should the debtor fail to take steps to resolve the matter, a Form 13 Application for Default Judgment by Claimant (Default Judgment) can be lodged.

III.

Once Default Judgment has been entered, enforcement action can proceed. In WA, a Means Inquiry is an effective option. A Means Inquiry is much like an Enforcement Hearing Summons, whereby a court date is listed, and the documents are required to be served upon the debtor at least 5 days before the hearing. The debtor is required to attend court and give verbal evidence of their income, expenditure and assets. The Registrar will then order the debtor to repay the debt (Instalment Order), should they have capacity to do so. The debtor is required to comply with the Order until the debt is repaid.

IV.

If a debtor continually disobeys an Instalment Order made by the Court, at the Means Inquiry hearing, a Debt Appropriation Order (Garnishee) can requested and the Instalment Order can be cancelled. Once a Debt Appropriation Order has been filed, it is required to be served upon the employer. The employer is required to comply with the Orders made by the Court.

Alternatively, if the debtor owns any assets of value, you could proceed with a Property Seizure and Sale Order (Order). Once an Order has been lodged by the Court, it will be forwarded to the Bailiff for execution. The Bailiff will seize and sell as much of the debtor’s property at auction as necessary to satisfy the judgement debt. At the time of lodging the Order, you can specify to seize and sell both personal property and real property however the Bailiff must be satisfied that sale of personal property will not be sufficient to satisfy the judgment debt in the first instance.

Collecting outstanding debts

Many useful tools can be utilised

Considering the information provided above, as you can see there are many useful tools that can be utilized to recover outstanding debts. If you have a debt that has been outstanding for some time, then give us a call today and let us help you.