Perth Debt Collection

Advance Debt Collection is an experienced Perth debt collection agency who can help you get results. We offer a range of services including sending letters of demand, making telephone contact, negotiating payments, discussing suitable payment arrangements, account status reports and much more.


Perth Debt Collection & Recovery Specialists

At Advance Debt Collection, we specialise in debt recovery, allowing you to save valuable time and money, enabling you to focus on your day-to-day business operations. We understand the importance of transparency when it comes to costs, which is why we operate on a specified commission rate based on the size of the debt. This ensures that you have a clear understanding of our fees before proceeding.

Our team of experts excels in assisting both businesses and individuals in regaining control over their outstanding debts. Leveraging our extensive knowledge of debt recovery laws and strategies, we offer efficient and effective solutions tailored to meet the unique needs of each client. Whether it involves chasing overdue payments, negotiating payment plans, or pursuing legal actions we adopt a comprehensive approach to swiftly and ethically recover outstanding debt.


Your Perth Debt Collection Specialists

If you are interested in utilising our services, check out our website and submit your details for a free debt assessment. Once your email is received, someone from our office will be in contact with you to discuss the matter. You will then be required to submit details of your debt online and provide documentation if any. From here we are good to go.

Debt Collectors Perth

Our Perth Debt Collection Services

Our professional debt collection services to you include:


If after making all attempts to collect the debt, we are still unsuccessful in recovering the monies owed, the matter can be referred for legal action to Stonegate Legal. Proceedings can be issued out of the Perth Magistrates Court located at Hay Street, Perth WA.


To commence proceedings in Perth, a General Procedure Claim (Claim) is required to be filed and served upon the debtor. From this time, the debtor has 14 days to finalise the matter, enter into an arrangement or lodge a Defence. Should the debtor fail to take steps to resolve the matter, a Form 13 Application for Default Judgment by Claimant (Default Judgment) can be lodged.


Once Default Judgment has been entered, enforcement action can proceed. In WA, a Means Inquiry is an effective option. A Means Inquiry is much like an Enforcement Hearing Summons, whereby a court date is listed, and the documents are required to be served upon the debtor at least 5 days before the hearing. The debtor is required to attend court and give verbal evidence of their income, expenditure and assets. The Registrar will then order the debtor to repay the debt (Instalment Order), should they have capacity to do so. The debtor is required to comply with the Order until the debt is repaid.


If a debtor continually disobeys an Instalment Order made by the Court, at the Means Inquiry hearing, a Debt Appropriation Order (Garnishee) can requested and the Instalment Order can be cancelled. Once a Debt Appropriation Order has been filed, it is required to be served upon the employer. The employer is required to comply with the Orders made by the Court.

Alternatively, if the debtor owns any assets of value, you could proceed with a Property Seizure and Sale Order (Order). Once an Order has been lodged by the Court, it will be forwarded to the Bailiff for execution. The Bailiff will seize and sell as much of the debtor’s property at auction as necessary to satisfy the judgement debt. At the time of lodging the Order, you can specify to seize and sell both personal property and real property however the Bailiff must be satisfied that sale of personal property will not be sufficient to satisfy the judgment debt in the first instance.

Perth Debt Collection Agency

Our dedicated team of debt collectors in Perth is here to support local businesses with a comprehensive and reliable debt collection service. Because of this, we fully understand the difficulties that arise from unpaid debts, and we are committed to providing effective solutions to help businesses recover what they are owed. If you're facing challenges with business debt recovery, don't hesitate to reach out to us today. We're here to assist you in getting back on track and reclaiming your financial stability.


No Collection, No Commission

We operate on a no-collection, no-commission basis, which means that our services are risk-free for our clients. Therefore, our approach ensures that businesses only pay for results, not for the time and effort put into the collection process. Our debt collectors work tirelessly to recover the outstanding debts owed to our clients, and we take pride in our ability to deliver results effectively and efficiently.

Why Choose Advance Debt Collection?


Specialist Debt Collection Agency


Simple Debt Collection Process


Comprehensive Debt Collection Services


Experienced Team of Debt Collectors

Advanced Debt Collection - Debt Collection Sunshine Coast

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To discuss your debt(s) just call us or get an obligation Free Assessment now.


Trusted By Many Across Australia

About Our Customer Testimonials

"Stacey has been amazing to work with and has helped us as a business finalise many overdue accounts that we were unable to resolve without her help"
Matt, W.

"We use Advance Debt Collection for our debt collection work. Always quick to get correspondence and follow up customers. Great to deal with"

Todd, B.

"Great debt collection service. Easy to use, good to deal with and great results. No hesitation recommendation ADC!"
Jarvis, A.