Debt Collection, No Win – No Fee

Fast, Assertive
Debt Collection

Commercial Debt Collection Agency

The last debt collector you’ll ever need.

No Collection No Commission.

Advance Debt Collection Services

Our full service debt collection agency has years of experience in a variety of debt collection and enforcement areas and debt collection services.

We pay special attention to your needs, pride ourselves on delivering consistent, outstanding results, and adhere to strict ethical and legal guidelines. Browse our practice areas to learn more about how we can help you.


No Collection – No Commission. If we don’t collect you don’t pay any commission.

No hidden fees

No joining fees, account loading fees or ongoing contracts.

Any size debt

No debt too small or too large.

20+ Years experiance

We have over 20 yrs of professional debt collection know how.

Have a question?


Looking for immediate answers to your questions?

What happens after 6 years of not paying debt?
If a debt is not paid within 6 years then it is not legally allowed to be recovered unless the debtor has either made a payment in the past 6 years or has acknowledged the debt in writing.

If you have aged debts, it is vitally important that you seek to recover the debt before the limitation date.

When should I refer the debt to Advance Debt Collection?
As soon as it becomes overdue. In a lot of cases, the longer a debt remains unpaid, the less chance you have of successfully recovering the debt.
How much does it cost?
We have an initial lodgement fee of $15.00 + GST, and then a sliding percentage scale based upon a no collection no commission basis. If we do not collect, then we do not charge you.

Our Team

Legal Partnership

Our team of dedicated debt collection professionals and our legal partnership means that we can bring you the best in debt collection, legal recovery, enforcement, and insolvency. If we cannot collect, then our legal partners can provide advice moving forward.

Fast Turnaround

The Advance Debt Collection team will act upon your instructions immediately upon lodging the debt with us. We believe that acting quickly will increase your chances of recovery. We can act on the same day of lodgement.

Don’t wait, take debt recovery
action against bad debts with 4 easy steps.

No matter what your business does, we can help you get paid. Fast. We are driven by results.


Contact us with your debt enquiry



We act within 24 Hours


We get fast results


You receive cash

Schedule a no-cost consultation today!

To discuss your debt(s) just call us or get an obligation Free Assessment now.


What They're Saying

Customer Testimonials

“We are a small business and asked Advance Debt Collection to help us collect outstanding debts owed to us by a client. As soon as we made contact with Advance Debt Collection, we were impressed with the helpfulness, efficiency, professionalism, and communication. They resolved this issue for us quickly and successfully recovered the debt. We are very grateful. ”

Jon D.

“Thanks to Wayne and the team at Advance Debt Collection for helping me collect my outstanding debts. You were easy to understand, easy to deal with and you really know your stuff. Thanks again! Appraciate your help.”

Jane S.

"Advance Debt Collection were an incredible help by negotiating a debt on my behalf. I had a lot going on in my life and right from the first phone call they were able to relieve some of the stress. They used clear language and I didn't feel confused but knew what was happening and the plan of action. I highly recommend Advance Debt Collection."

Elle Z.