Debt Collectors Adelaide


Debt Collectors

Do you have a debt or invoice that is well overdue or remains unpaid? Has the debt been incurred in Adelaide or its surrounds in South Australia, we can help you!

Professional Debt Collectors Adelaide

Debt Recovery & Collection Services

Advance Debt Collection is an experienced collection agency that can help you get results. Debt Collectors in Adelaide.

We offer a range of services including sending letters of demand, making telephone contact, negotiating payments, discussing suitable payment arrangements, account status reports and much more.

We specialise in debt recovery therefore we can save you time and money so you can focus on your day-to-day business. As far as costs are concerned, we are paid a specified commission rate based on the size of the debt, this means before you proceed, you have a clear understanding of our costs.

Servicing Adelaide and Surrounding Areas in South Australia

We are committed to working with you to find the best possible solution for your unpaid debt. Therefore, our team of experienced debt collectors in Adelaide will work with you to come up with a plan that is tailored to your specific situation and needs. Our goal is to ensure that you receive the funds owed as quickly as possible, so you can get back on track financially. We understand that this can be a stressful situation, which is why we strive to provide a friendly and professional service at all times.

Advance Debt Collectors Adelaide

If you are interested in utilising our services, check out our website and submit your details for a free debt assessment. Once your email is received, someone from our office will be in contact with you to discuss the matter. You will then be required to submit details of your debt online and provide documentation if any. Therefore, from here we are good to go.

Debt Collection Adelaide

The Adelaide Debt Collection Process

Our professional debt collection services to you include:


If after making all attempts to collect the debt, we are still unsuccessful in recovering the monies owed, the matter can be referred for legal action to Stonegate Legal (our legal partner). Proceedings can be issued out of the Adelaide Magistrates Court located at 260-280 Victoria Square, Adelaide South Australia.


In South Australia, a Claim and Statement of Claim is required to be filed and served upon the debtor. The debtor then has 28 days to lodge a Defence, pay the account in full or enter into a suitable arrangement. Should the debtor fail to take steps to resolve the matter, a Request for Default Judgment can be lodged.


Once Default Judgment has been entered, enforcement action can proceed. In South Australia, an Issue of Investigation Summons is the most effective option. Once an Investigation Summons has been lodged, then the Summons is served upon the debtor. The debtor is then required to attend court and provide information in relation to their income, expenditure, and their ability to satisfy the judgment debt. If the debtor has capacity, the Registrar may make a Payment Order at the hearing and a Record of Outcome will be forwarded with details of the orders made.


Alternatively, a Warrant of Sale can be lodged. Once lodged, then a Warrant of Sale authorizes the Sheriff to attend the debtors address and seize property to auction in payment of the debt.


In South Australia, a Garnishee Order in respect of wages and/or salary can only be made with the debtors consent therefore this option should be used as a last resort as getting consent will often be difficult.

Resolve Your Unpaid Debts With Our Debt Collection Services in Adelaide

Our debt collector team is committed to providing Adelaide businesses with a comprehensive debt collection service that is designed to help you recover their outstanding debts. We understand the challenges that businesses face when dealing with unpaid debts, and therefore we are here to provide effective and efficient solutions to those challenges.

If you are struggling with business debt recovery, contact us today, and let us help you get back on track.

No Collection, No Commission

We operate on a no-collection, no-commission basis, which means that our services are risk-free for our clients. This approach ensures that businesses only pay for results, not for the time and effort put into the collection process. Our debt collectors work tirelessly to recover the outstanding debts owed to our clients, and we take pride in our ability to deliver results effectively and efficiently.

Debt Collectors Adelaide

Why Advance Debt Collection Adelaide?


Experienced Team


Trusted Debt Recovery Services


No Hidden Fees


Recover All Types Of Debt (Bad Debts & Write-Offs)

Advanced Debt Collection - Debt Collection Sunshine Coast

Schedule a FREE consultation today!

To discuss your debt(s) just call us or get an obligation Free Assessment now.


Trusted By Many Across Australia

About Our Customer Testimonials

"Stacey has been amazing to work with and has helped us as a business finalise many overdue accounts that we were unable to resolve without her help"
Matt, W.

"We use Advance Debt Collection for our debt collection work. Always quick to get correspondence and follow up customers. Great to deal with"

Todd, B.

"Great debt collection service. Easy to use, good to deal with and great results. No hesitation recommendation ADC!"
Jarvis, A.

Frequently Asked Questions

How long can a debt be chased in South Australia?

In South Australia, the Limitation of Actions Act 1936 outlines that debt can be chased for up to six years from the date of the cause of action. However, if the debtor has acknowledged their debt or made a payment towards it, this period may be extended. If you are unsure how long you can pursue a debt, our experienced team can provide you with advice and assistance throughout the debt collection process.

What can debt collectors do if the debtor doesn't pay?

If the debtor does not pay, debt collectors can use a variety of strategies to help recover the outstanding debt. These include sending letters of demand, making phone calls and arranging personal meetings with the debtor. If these strategies are unsuccessful, debt collectors can take legal action against the debtor by applying for a court order or issuing a warrant of sale. Alternatively, in South Australia, a Garnishee Order in respect of wages and/or salary can be made with the debtor's consent. Our team can advise you on the best course of action to take to recover your unpaid debts.

What is a Statutory Demand?

A statutory demand is a formal written request made to a debtor to pay an outstanding debt. It is issued by a creditor and must comply with the requirements set out in the Corporations Act 2001. If the debtor does not pay within 21 days, they can be presumed insolvent and the creditor may take further action, such as filing for bankruptcy or winding up proceedings. If you are considering issuing a statutory demand, our experienced team can provide guidance and advice to ensure that it is issued correctly and by relevant legislation.

What are the legal actions a debt collector can take to recover unpaid debts?

A debt collector can take a range of legal actions to recover unpaid debts, including issuing letters of demand, making phone calls and arranging personal meetings with the debtor. Additionally, a debt collector can apply for a court order or issue a warrant of sale. In South Australia, they can also make a Garnishee Order in respect of wages and/or salary with the debtor's consent. If these strategies are not successful, a creditor may issue a statutory demand as a formal written request for payment.

If the debtor does not pay within 21 days, they can be presumed insolvent and the creditor may take further action such as filing for bankruptcy proceedings. Our experienced team is available to provide guidance and advice throughout the debt collection process to ensure that any legal action taken is compliant with legislation.