Melbourne Debt Collection

Advance debt collection is an experienced collection agency who can help you get results.

We offer a range of services including sending letters of demand, making telephone contact, negotiating payments, discussing suitable payment arrangements, account status reports and much more.

Practice Areas

We specialise in debt recovery therefore we can save you time and money so you can focus on your day to day business.

As far as costs are concerned, we are paid a specified commission rate based on the size of the debt, this means before you proceed, you have a clear understanding of our costs.

Advance Debt Collection Melbourne

If you are interested in utilizing our services, check out our website and submit your details for a free debt assessment. Once your email is received, someone from our office will be in contact with you to discuss the matter. You will then be required to submit details of your debt online and provide documentation if any. From here we are good to go.

Advance Debt Collection Services

Our professional debt collection services to you include:

I.

If you are interested in utilizing our services, check out our website and submit your details for a free debt assessment. Once your email is received, someone from our office will be in contact with you to discuss the matter. You will then be required to submit details of your debt online and provide documentation if any. From here we are good to go.

II.

If after making all attempts to collect the debt, we are still unsuccessful in recovering the monies owed, the matter can be referred for legal action to Stonegate Legal. Proceedings can be issued out of the Melbourne Magistrates Court located at 233 William Street, Melbourne Victoria.

III.

To commence proceedings in Victoria, a Complaint (Claim) is required to be issued and you are required to personally serve the documents upon the debtor. If the debtor fails to pay the account in full, enter into an arrangement or lodge a Defence within 21 days of the date of service, an Application for Order (Judgment) can proceed. Once Judgment has been entered, a copy of same can be lodged with a credit reporting agency and a default is placed on the debtor’s credit file.

IV.

When enforcing a Judgment in Victoria, there are various options available. If you hold the debtor’s employment information on file, the most effective option would be to proceed with an Attachment of Earnings Summons (AOES). A copy of the AOES Summons is required to be served upon the debtor at least 14 days before the hearing. The debtor is required to attend court on the specified date, at which time they are required to provide details in relation to their income and expenditure so the Registrar can make an order for payment based on their circumstances. Once the Registrar makes an order for payment, an Attachment of Earnings Order is required to be filed and served upon the debtor and the debtors employer. The employer must comply with the orders made by the Registrar until the balance owing on the Order is satisfied.

V.

Alternately, you may wish to proceed with a Warrant to Seize Property. Once the Warrant to Seize Property (Warrant) has been filed, you are required to send a copy of the Warrant to the relevant Sheriff for execution. The Sheriff will then attend the debtor’s property and try to execute the Warrant. If the Sheriff is successful in locating any goods of value, a report will be forwarded detailing their findings. If the Sheriff is successful, seized items will be sold at auction and the proceeds with be forwarded in payment of the debt.

If you are unclear about the debtor’s financial situation, you may wish to proceed with a Summons to Attend for Oral Examination (Summons). Once the Summons has been filed, you are required to personally serve the debtor with the documents at least 14spe days prior to the hearing date. The debtor is then required to attend Court and provide information in relation to their income, expenditure, and any assets they may have. Once you receive this information, you may wish to enter into an arrangement with the debtor or proceed with further enforcement action.

Collecting outstanding debts

Many useful tools can be utilised

Considering the information provided above, as you can see there are many useful tools that can be utilized to recover outstanding debts. If you have a debt that has been outstanding for some time, then give us a call today and let us help you.