Canberra Debt Collection

Do you have a debt or invoices that are well overdue or remain unpaid? Has the debt been incurred in Canberra or its surrounds, then we can help you.

Experienced collection agency

Advance debt collection is an experienced collection agency who can help you get results.

We offer a range of services including sending letters of demand, making telephone contact, negotiating payments, discussing suitable payment arrangements, account status reports and much more.

We specialise in debt recovery therefore we can save you time and money so you can focus on your day to day business. As far as costs are concerned, we are paid a specified commission rate based on the size of the debt, this means before you proceed, you have a clear understanding of our costs.

Advance Debt Collection Canberra

If you are interested in utilizing our services, check out our website and submit your details for a free debt assessment. Once your email is received, someone from our office will be in contact with you to discuss the matter. You will then be required to submit details of your debt online and provide documentation if any. From here we are good to go.

Advance Debt Collection Services

Our professional debt collection services to you include:

I.

If after making all attempts to collect the debt, we are still unsuccessful in recovering the monies owed, the matter can be referred for legal action to Stonegate Legal. Proceedings can be issued out of the Canberra Magistrates Court located at 4-6 Knowles Place, Canberra City ACT.

II.

To commence proceedings in the ACT, for any debts up to $25,000.00, proceedings can commence in the ACT Civil and Administrative Tribunal. A Civil Dispute Application is required to be filed and can be served upon the Respondent by court post. Once the Respondent has been deemed served, the Respondent has 21 days to pay the account in full, enter into a suitable arrangement or lodge a dispute. Failing this, you can proceed to lodge an Application for Default Judgment – Civil Dispute Form.

III.

Once Default Judgment has been obtained, you first need to register the Default Judgment in the Magistrates Court. Once the Default Judgment has been registered, you then need to send the debtor a copy of the Default Judgment along with a Form 2.49 Notice about Court Order and Enforcement Options. The Respondent is to be served via post. Once 7 days has expired since the date of service, enforcement action can proceed.

IV.

In the ACT you have a few options, firstly you could proceed with an Enforcement Hearing Subpoena. Once the Subpoena has been filed, the Court will list the matter for hearing. The Subpoena is required to be served upon the debtor at least 14 days before the hearing date. The debtor is then required to complete the notice setting out their situation and return same to the Court at least 8 days before the hearing date. At the hearing, the debtor will be asked questions about their financial situation and may be asked to supply supporting documentation. From the information gathered, an order may be made for the debtor to repay the judgment debt.

IV.

Alternatively, you may wish to proceed with a Seizure and Sale Order. Once filed, a Sheriff will attend the debtor’s premises to affect a seizure or to ascertain the status of the debtor’s assets. If successful, the Sheriff may seize goods belonging to the debtor to sell at auction in payment of the judgment debt.

V.

Another effective option would be to proceed with a Redirection of Earnings Order. Once filed, the Redirection Order is required to be served upon the debtor’s employer. Upon service of the employer, the creditor must within 5 days, serve a copy of the Redirection Order on the debtor. A Redirection Order filed and served, will operate until such time that the judgment debt is paid in full, or the debtor leaves his/her employment.

Collecting outstanding debts

Many useful tools can be utilised

Considering the information provided above, as you can see there are many useful tools that can be utilized to recover outstanding debts. If you have a debt that has been outstanding for some time, then give us a call today and let us help you.